Simplify Financing and Leasing by Choosing Richardson Ford


There are various options for getting your next vehicle. Whether you're looking for an auto loan or decide you want to lease a vehicle near Pinconning, our experts can walk you through the process. Our Standish, MI Ford dealership looks forward to working with you and making sure you don't need to stress when shopping for your next vehicle.

Our expert financing team will do most of the work before presenting you with the options, allowing you to find a lease or finance plan that matches your lifestyle. Reach out to our team if you're left with any questions!


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How to Decide Between Leasing and Financing

We can help drivers that need to decide if financing or leasing is the best choice for their next vehicle.

Financing a vehicle means you'll buy a car, truck, or SUV and drive it for as long as possible. While financing has a higher price than leasing, it doesn't have any mileage limits or ownership restrictions, giving you complete control over the vehicle while you own it.

As mentioned, leasing doesn't draw the same price as financing. Choosing to lease a new Ford has a lower down payment and monthly payment, but comes with restrictions on mileage, years of ownership, and changes you can make. The benefits include upgrading your vehicle every few years to stay current on technology and being covered by the new vehicle warranty for essential services and maintenance.

Why to Finance with a Dealership

There are many places to find financing, but financing with Richardson Ford is the best choice. We're a team of seasoned professionals that help you find low-interest rates and competitive lease rates. Being left on your own to explore different financing plans be confusing, but we work with many lenders near Tawas City so we can find the right plan for your needs.

Generally, a dealership can offer better financing rates than a bank or other loaning entity. Feel free to use our Credit Pre-Approval process to get a better idea of the financing options. Having all the information lets you set your budget and move towards the plan that will suit your needs.

A Better Financing Process with Richardson Ford

Other dealerships will make you wait in their showroom to explore the financing options, but we want you to be comfortable while searching and deciding. Use our online financing application to stay in your home while letting our team start searching for available financing plans. We'll reach out as soon as we are sure we've found the right financing plan for you.

We have various tools to help you learn more about your budget and what to look for. With a Payment Calculator, Credit Estimator, and more available through our website, as well as various specials, we're sure you can find everything you need when you choose Richardson Ford for your financing near Alger, MI. 

Have Questions About Financing? Our Team has Answers!

We know it can be difficult to choose between financing and leasing, but we want you to rely on our team for help. Our experts will work with you to explore every option and show you the tools you can use to make financing easier. Our goal is to ensure you stay confident throughout your time of ownership, and providing the best financing options is the best start for that.

We encourage you to contact or visit our dealership soon to find the financing plan for the model you're interested in.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Richardson Ford Inc.

3781 South Huron Street
Directions P.O. Box 309
Standish, MI 48658

  • Sales: (989) 846-4511
  • Service: (989) 846-4511
  • Parts: (989) 846-4511

Finance Hours

  • Monday 8:00 AM - 6:00 PM
  • Tuesday 8:00 AM - 6:00 PM
  • Wednesday 8:00 AM - 6:00 PM
  • Thursday 8:00 AM - 6:00 PM
  • Friday 8:00 AM - 5:30 PM
  • Saturday 8:00 AM - 3:00 PM
  • Sunday Closed