Finance
The Richardson Ford finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over, including Standish, Bay City, and Tawas, to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Midland to West Branch. Whether you are right down the road or an hour away from Standish, you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
- Main:989-314-8002
- Sales:989-314-8002
- Service:989-314-8003
- Parts:989-314-8001
- Mon - Thu8:00 AM - 6:00 PM
- Fri8:00 AM - 5:30 PM
- Sat8:00 AM - 3:00 PM
- SunClosed
How is your credit? Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
Best "I never miss a payment!"
The Richardson Ford of Standish loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
OK "I've missed a payment or two."
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.
Not So Good "I need to rebuild my credit..."
Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Richardson Ford of Standish finance team will put together a loan package that is tailored specifically for you.
About Our Ford Finance Team
Our finance team is dedicated to providing exceptional service and guidance throughout the financing process. From buying your next vehicle to enjoying it through a lease, we’re here to help support your adventures.
We’ve helped all types of drivers like you secure the Ford financing right for your drives. We’re here to help you discover the right payment plan for your choices, such as presenting some great special offers that you can use to start your drives.
If you have any questions about how you can buy your next Ford, lean on our support as you find your dream machine. We’ll help you see if we can set you up with the right payment plan for your budget.
Ford Financing Tools and Resources
When you work with our finance team, you'll have access to helpful Ford financing tools and resources designed to simplify the financing process, so take advantage of options like:
- Online application
- Payment calculator
- Value your trade tool
Our online credit application lets you begin securing financing from the comfort of your own home, saving you time at the dealership. Let us know more about you and your situation, and we can begin to help introduce you to a significant financing plan.
Discover the right payment plan for your needs as you examine the details of different financing options with our payment calculator, letting you crunch the numbers on your own.
If you’re looking to trade in your current vehicle for your next Ford, use our “value your trade” tool.
Get started from home when you take advantage of our financing tools.
Buying vs. Leasing a Ford
One of the critical decisions you'll face when financing a new Ford vehicle is deciding whether you want to buy or lease. Each option has advantages, and our finance team can help you understand the differences to determine which choice is right for your upcoming drives.
Buying a Ford lets you own the vehicle outright once you've paid off the loan, giving you the flexibility to customize or sell the car.
On the other hand, leasing a Ford often involves lower monthly payments and the opportunity to drive a new vehicle every few years.
Our team can walk you through the pros and cons of each option to help you make an informed decision.
Visit Our Finance Center Today
At Richardson Ford, our finance center supports you every step of the way. With a knowledgeable finance team and a range of Ford financing tools and resources, we are committed to helping you find the best financing options for your new Ford vehicle. Contact us near Standish, Pinconning, and Alger, MI, today.